Whole-House Generator Cost (2026)

Estimate standby (14kW / 22kW / liquid-cooled) or portable + manual interlock. Pick fuel, ATS, gas-line run, and add-ons. 2026 data; not a contractor bid.

By Martin Lashgari, Ph.D., P.E., PMP · Last reviewed June 2026

Residential standby generator on a concrete pad beside a home, with the automatic-transfer-switch enclosure and a propane supply line in the foreground

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Includes labor, equipment, permit, and contractor markup.

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Generator & transfer

Uses the first 3 digits as a planning zone (not exact local pricing). Overrides state average when matched.

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Cost breakdown

ItemQuantityEstimated range
Planning estimate, not a bid. 2026 ranges informed by Generac / Kohler / Cummins / Briggs & Stratton MSRP, HomeGuide, HomeAdvisor, Homewyse, and BLS regional wage data.
What's not included: propane tank rental contracts (separate from purchase), service entrance / utility upgrade, smart-home integration, fuel storage beyond tank, ongoing fuel cost, demolition of an old generator.

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Methodology & sources

What this is: a planning-range generator calculator informed by Generac / Kohler / Cummins / Briggs & Stratton manufacturer pricing, HomeGuide, HomeAdvisor, Homewyse, and licensed cost-estimating references.

Labor is modeled from per-unit installed rates with a crew-rate sanity check ($80-$150/crew-hr loaded billing rate), informed by BLS OEWS 47-2111 (Electricians) and 47-2152 (Plumbers / Pipefitters).

Last updated: May 2026. Full methodology →

Cost simulator Monte Carlo simulation See the full range of likely costs — with the odds

How much does a generator cost in 2026?

ScopeRangeTimeline
Portable + manual interlock$1,200-$3,5004-6 hours
8-10 kW standby (essentials)$5,500-$9,0001 day
14-16 kW standby NG$7,500-$13,0001-2 days
20-22 kW standby NG$9,500-$16,0001-2 days
22 kW standby LP + tank$11,000-$18,5002-3 days
30-50 kW liquid-cooled (estate)$18,000-$35,000+3-5 days

Portable vs whole-house standby

The first decision sets the price bracket:

  • Portable + transfer switch ($1,200–$3,500) — you roll it out, fuel it with gas, and it powers essential circuits through a manual transfer switch or interlock. Cheapest, but hands-on and limited.
  • Whole-house standby ($5,500–$18,500) — permanently installed, runs on natural gas or propane, and starts automatically within seconds of an outage via an automatic transfer switch.

Occasional short outages on a budget → portable. Frequent or long outages, medical equipment, well pump, or working from home → standby.

Sizing: what do you want to keep running?

SizeInstalledCovers
8–10 kW$5,500 – $9,000Essentials: fridge, furnace, sump, some lights/outlets
14–16 kW$7,500 – $13,000Most of a typical home, including one AC
20–22 kW$9,500 – $16,000A whole average home
30–50 kW$18,000 – $35,000+Large/estate homes, liquid-cooled

An electrician sizes the unit from your actual panel load — oversizing wastes money and fuel, undersizing trips the generator under load.

Fuel and the costs beyond the unit

A standby generator is a small system, not just a box. Budget for: the automatic transfer switch ($882–$1,500), a concrete pad ($352–$600), the electrical run from the ATS to your panel, and fuel hookup — a natural-gas line ($1,176–$2,000) if you have service, or a propane tank ($1,470–$2,500) if you don't. Natural gas is cheapest to run and never needs refilling; propane suits homes off the gas grid. One ongoing cost people miss: standby units need an annual maintenance contract ($294–$500/year) to stay under warranty and start when you need them.

Frequently asked questions

How much does a standby generator cost in 2026?

14-16 kW standby on natural gas with ATS installed: $7,500-$13,000. 20-22 kW: $9,500-$16,000. Liquid-cooled 35 kW for larger homes: $18,000-$35,000+. Propane installs add $800-$2,500 for the tank if you don't have one. Portable + manual interlock: $1,200-$3,500 — much cheaper but you start it yourself.

Standby vs portable?

Standby = whole-house, runs automatically within 10-20 seconds of outage, fueled by NG / LP, $7,500-$16,000 installed, requires permit + ATS. Portable + interlock = you wire 6-10 essential circuits to a manual transfer switch, fire up the gasoline / dual-fuel portable when needed, $1,200-$3,500 installed.

What size do I need?

7-10 kW: essentials only (fridge, sump, well pump, lights). 14-16 kW: typical home with central AC + electric appliances. 20-22 kW: larger home + 5-ton AC. 35-50 kW liquid-cooled: estate-sized homes. The standard rule is to size to your largest motor load (usually AC) plus 20-30% headroom.

Natural gas vs propane?

NG = unlimited fuel from utility, no storage. LP = independent of utility, but requires 250-500 gal tank ($800-$2,500). NG preferred where available.

Maintenance?

Annual oil change + filter + battery test ($200-$500/yr). Run weekly self-test. Replace battery every 3-5 yr. Manufacturer 5-yr warranty typical.

How much does a whole-house generator cost?

An 8-10 kW essentials standby runs $5,500-$9,000 installed, a 14-16 kW unit $7,500-$13,000, and a 20-22 kW whole-home unit $9,500-$16,000. A portable with a transfer switch is $1,200-$3,500; large liquid-cooled units run $18,000-$35,000+.

What size generator do I need for my house?

An 8-10 kW unit covers essentials (fridge, furnace, sump, some lights). 14-16 kW handles most of a home including one AC; 20-22 kW runs a whole average home. An electrician should size it from your actual panel load.

Natural gas or propane standby generator?

Natural gas is cheapest to run and never needs refilling if you have a gas line (line run $1,176-$2,000). Propane suits homes off the gas grid but needs a tank ($1,470-$2,500). Both auto-start; the choice is mostly about what fuel you can get.

Common mistakes & questions

  • Undersized gas line — 14kW+ NG units need 1-1/4" line; existing 1/2" or 3/4" won't deliver enough BTU.
  • Wrong ATS amperage — match to main panel (200A common). Mismatch trips during transfer.
  • Generator placement too close to windows — manufacturer + code minimum is 5 ft from openings.
  • Skip cold-weather kit in cold zones — won't start below ~32°F without it.
  • No annual maintenance — battery / oil failures = won't start when you need it.
  • Propane tank under-sized — 14kW unit burns 2 gph at full load; 250-gal tank = 100 hours runtime.
  • Ask your contractor: manufacturer warranty, gas-line size, ATS amp rating, exercise schedule, exhaust placement, neighbor noise compliance, NEC / NFPA permit + inspection.

When this estimate is wrong

  • No NG service — adding LP tank or NG line is a separate utility scope ($1.5-$5k).
  • Service entrance upgrade required for ATS — separate utility scope.
  • Mounted on roof or upper deck — crane fee adds $500-$2,000.
  • HOA noise / setback restrictions — sound-attenuated enclosures cost more.
  • Hurricane code mounting (FL coastal) — anchor straps + slab anchors add ~$500.
  • State / utility rebates — some utilities offer interconnect rebates; verify before purchase.